About
Stipto, built by Jeffrey.
Tax-law graduate (UvA) and engineer. Dutch freelancer (zzp'er). Built Stipto because no existing tool took the Wet DBA risk for his own clients seriously enough.

Why the combination matters
Most bookkeeping tools don't read case law
Moneybird, e-Boekhouden and Tellow are built by product teams, not lawyers. VAT math they handle. For Wet DBA risk without a deep read of the Deliveroo and Uber rulings — that doesn't cut it.
Most tax lawyers don't build software
Tax advisors write memos, not scoring engines. The combination — reading jurisprudence + building a scalable tool — is rare, and it's exactly what this problem needs.
What that means for you
Calculations that work with actual case law
Not a static questionnaire that misses the Deliveroo criteria. See the case law tracker (Dutch) for what we follow.
Updates with each relevant ruling or policy shift
When the Supreme Court or the legislator changes something that affects your position, you hear it from us — not in May.
Concrete reasoning per line, not marketing copy
Every score, deduction, and VAT rubric has an explanation that goes back to the law or the case law. Decide with context, not bullets.
Honest about what I am and am not
I'm a tax-law graduate (UvA), not a registered RB or NOAB tax advisor. Stipto is software, not tax advice. For a specific case — an ongoing audit, a complex structure, a filing mistake — bring in a tax advisor. Stipto prepares and flags; you decide whether advice is needed.
Contact
Questions, feedback, partnership? jeffrey@stipto.nl. Based in Amsterdam.