Free tools

Calculators you can use today.

No account, no email, no cookies until you agree. A few tools have an English shell with a Dutch calculator inside — labels are recognizable (BTW = VAT, IB = income tax). The rest live in Dutch, where the precision belongs.

Income & taxes

From revenue to net disposable income, and the minimum hourly rate that gets you there.

Full pipeline

Gross → net

Revenue and costs in, breakdown via self-employment deduction and Dutch income tax out. Year selector.

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Reverse-solve

Hourly rate calculator

From desired net income + billable hours to required hourly rate. Includes Dutch tax brackets.

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2 questions · Dutch UI

Zelfstandigenaftrek (self-employment deduction)

Calculate the deduction for 2024, 2025 or 2026.

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VAT

Quick math or a full quarter prep — both live here.

Instant

VAT calculator

Calculate 21%, 9% or 0% Dutch VAT (BTW), inclusive or exclusive.

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4 quarters · Dutch UI

VAT per quarter

Enter revenue + input VAT per quarter, get the filing totals.

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Compliance

Risk check for Wet DBA and a ballpark for AOV (disability insurance).

7 questions · ~2 min

Wet DBA check

False-self-employment risk per client, with reasoning per criterion.

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Ballpark · Dutch UI

AOV premium indication

Rough estimate of AOV premium based on revenue, age, risk category.

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