Dutch freelance accounting · With Wet DBA monitor
Dutch freelance accounting without the headache. ☕️
So you have room to do what you're actually good at.
Stipto keeps an eye on your VAT, income tax and Wet DBA exposure — so you can run your business without the dread. Built for freelancers in the Netherlands, by a tax-law graduate and engineer.
No account for the check · ~2 min · No sales call
What you get
One place for VAT, income tax, and the Wet DBA question.
Most Dutch bookkeeping tools cover invoicing and VAT well — and stop there. Stipto adds the layer that becomes the question every Dutch freelancer with one dominant client will get asked from 2027: are you actually a freelancer, or a disguised employee?
Wet DBA monitor
Stipto scores your false-self-employment risk per client, automatically, as your invoicing patterns shift. No other Dutch bookkeeping tool does this — and it's the question the Belastingdienst will ask first from 2027 onwards.
VAT, prepared per quarter
Copy-paste numbers ready for Mijn Belastingdienst, or an XBRL export for Fiscaal-online (Pro+ tier). Every rubric pre-filled.
Income tax, projected continuously
YTD profit + zelfstandigenaftrek + mkb-vrijstelling + bracket tax = a real-time estimate of what you'll owe in May.
Bank import + reconciliation
CSV or MT940 from ING, ABN AMRO, Rabobank. We match incoming payments to invoices and outflows to expenses automatically (~80% hit rate).
Guides in English
Freelancing in the Netherlands, explained.
Plain-English explainers on the questions internationals ask most — freelancer vs employee, the Wet DBA, working for one client, and how Dutch freelance tax actually works.
Dutch tax content lives in Dutch.
The library, news, jurisprudence tracker, docs and most calculators are Dutch-language by design — translating tax content tends to lose the precision that makes it useful. The Wet DBA check, the VAT/income/hourly-rate calculators, the about page and this landing are available in English. If your Dutch is good enough, you can switch back via the language toggle in the top right.
No demo, no email
Start with the Wet DBA check.
7 questions, ~2 minutes, no account. You get a risk score per client with explanations. If it bothers you, make an account; if not, you've learned something useful for free.